Paycheck calculator · OR

Oregon Paycheck Calculator

Oregon has no sales tax, but its income tax reaches 9.9%, and every paycheck also carries two small statewide deductions, for Paid Leave Oregon and public transit. Higher earners in the Portland area can owe two more local income taxes on top.

2026 federal and Oregon tax rulesFacts verified November 6, 2026

Your numbers

Pay type
$
Pre-tax deductions
% of pay

Traditional (pre-tax) 401(k) or 403(b). Use 0 for Roth.

$ per paycheck

Section 125 deductions, which also skip Social Security and Medicare tax.

W-4 and withholding

W-4 Step 3.

W-4 Step 2 box checked (two jobs)
$ per paycheck

W-4 Step 4(c).

Local tax
%

Optional city or county income tax, e.g. 3.2% in Montgomery County, MD.

Your paycheck

Take-home pay per paycheck

$1,806.91

Paid every two weeks (26 paychecks a year) from $2,500.00 gross pay.

Take-home per year

$46,980

About $3,915 a month

Total tax rate

22.7%

Federal, FICA, state and local

  • Take-home pay$1,806.91
  • Federal income tax$201.15
  • Social Security & Medicare$191.25
  • · Social Security (6.2%)$155.00
  • · Medicare (1.45%)$36.25
  • Oregon taxes$175.68
  • · Oregon income tax$158.18
  • · Paid Leave Oregon (0.6%)$15.00
  • · OR statewide transit tax (0.1%)$2.50
  • Pre-tax deductions$125.00
  • Gross pay$2,500.00
Gross pay per year
$65,000
$31.25 an hour at 40 hrs a week
Total taxes per year
$14,770

Oregon: Uses the Oregon Department of Revenue’s published estimates of 2026 indexed amounts ($2,900 standard deduction, $260 exemption credit).

Local income taxes aren’t included unless you enter a rate. The Metro (1%) and Multnomah County (1.5%+) income taxes apply to higher earners who live in the Portland area or work there as nonresidents (Metro’s 2026 thresholds: $128,000 single, $205,000 joint).

2026 paycheck totals

Per paycheckPer monthPer year
Gross pay$2,500.00$5,416.67$65,000.00
401(k) contribution$125.00$270.83$3,250.00
Federal income tax$201.15$435.83$5,230.00
Social Security$155.00$335.83$4,030.00
Medicare$36.25$78.54$942.50
Oregon income tax$158.18$342.73$4,112.75
Paid Leave Oregon (0.6%)$15.00$32.50$390.00
OR statewide transit tax (0.1%)$2.50$5.42$65.00
Take-home pay$1,806.91$3,914.98$46,979.75

Oregon paycheck taxes at a glance

Income tax on wages Progressive, 4.75% – 9.9%
Paid Leave Oregon (0.6%) 0.6% of wages up to $184,500
OR statewide transit tax (0.1%) 0.1% of wages
Minimum wage (2026) $15.55 an hour (standard rate from July 1, 2026; $16.80 in the Portland metro area and $14.55 in 18 nonurban counties)

Local taxes: The Metro (1%) and Multnomah County (1.5%+) income taxes apply to higher earners who live in the Portland area or work there as nonresidents (Metro’s 2026 thresholds: $128,000 single, $205,000 joint).

2026 Oregon income tax brackets (single filers)

Taxable income Rate
$0 – $4,549 4.75%
$4,550 – $11,399 6.75%
$11,400 – $124,999 8.75%
$125,000 and up 9.9%

Example: a $87,000 salary in Oregon

The median household income in Oregon is about $86,953 (2025 data). Here's what one earner with that salary, paid every two weeks, filing single with no pre-tax deductions, would see on each paycheck in 2026:

Gross pay $3,346.15
Federal income tax −$396.54
Social Security −$207.46
Medicare −$48.52
Oregon income tax −$231.31
Paid Leave Oregon (0.6%) −$20.08
OR statewide transit tax (0.1%) −$3.35
Take-home pay $2,438.90

That's $63,411 a year in take-home pay, or 27.1% of gross pay going to taxes.

Take-home pay by salary in Oregon

Single filer, paid biweekly, standard W-4, no pre-tax deductions:

Salary Per paycheck Per year State taxes Total tax rate
$40,000 $1,215.46 $31,602 $2,718 21%
$60,000 $1,768.92 $45,992 $4,398 23.3%
$80,000 $2,274.94 $59,148 $5,962 26.1%
$100,000 $2,743.40 $71,328 $7,852 28.7%
$150,000 $3,843.64 $99,935 $13,856 33.4%
$200,000 $4,994.75 $129,864 $19,063 35.1%

What changed for 2026

  • The Paid Leave Oregon contribution stayed at 1% of wages (60% of it paid by employees), but the wage cap rose from $176,100 to $184,500, in step with the Social Security wage base.
  • The statewide transit tax stays at 0.1%. A 2025 law (HB 3991) would have doubled it to 0.2% for 2026 and 2027, but the increase was paused pending a referendum, and voters rejected it as Measure 120 on May 19, 2026.
  • The Metro supportive housing services tax thresholds are now indexed for inflation. For 2026 the 1% tax applies to Oregon taxable income above $128,000 for single filers and $205,000 for joint filers, up from $125,000 and $200,000.
  • The minimum wage rose on July 1, 2026, from $15.05 to $15.55 (standard), from $16.30 to $16.80 (Portland metro) and from $14.05 to $14.55 (nonurban counties).

Oregon pay rules worth knowing

  • Employers must set a regular payday, and paydays can't be more than 35 days apart.
  • If you're fired, your final pay is due by the end of the next business day. If you quit with at least 48 hours' notice (not counting weekends and holidays), it's due on your last day; without that notice, within five business days or on the next regular payday, whichever comes first.

What comes out of an Oregon paycheck

Besides federal taxes, an Oregon paycheck usually has three state deductions:

  • Oregon income tax, at the rates in the table above.
  • Paid Leave Oregon, 0.6% of wages. The full contribution is 1% of wages up to $184,500 for 2026; employees pay 60% of it, and employers with 25 or more employees pay the other 40%. The calculator stops this deduction once your wages pass the cap.
  • Statewide transit tax, 0.1% of all wages, with no cap.

How Oregon’s income tax differs

Oregon’s standard deduction is small: an estimated $2,900 for single filers and $5,800 for married couples filing jointly in 2026. Instead of personal exemptions, Oregon gives a $260 credit per exemption, which disappears for single filers with federal AGI above $100,000 ($200,000 for joint filers).

The bigger offset for many workers is the federal tax subtraction. Oregon lets you subtract the federal income tax you paid, up to $8,750 for 2026, before figuring state tax. The limit phases down once income passes set levels and reaches zero at higher incomes. The calculator includes the subtraction, the standard deduction and the exemption credit, using the Department of Revenue’s published 2026 estimates.

Because the 8.75% bracket starts at just $11,400 of taxable income for a single filer, the last dollars of a typical full-time salary are taxed at 8.75% or more. Each dollar you put in a pre-tax 401(k) saves that much in Oregon tax. Try the 401(k) field to see the effect, or use the 401(k) calculator to plan contributions.

Portland-area income taxes

Two local income taxes apply to higher earners in the Portland area. They’re based on Oregon taxable income for full-year residents, and they also reach nonresidents who work in the area:

  • Metro supportive housing services (SHS) tax: 1% of taxable income above $128,000 for single filers or $205,000 for joint filers in 2026, for people who live or work in the Metro district.
  • Multnomah County Preschool for All (PFA) tax: 1.5% of taxable income above $125,000 (single) or $200,000 (joint), plus another 1.5% above $250,000 (single) or $400,000 (joint). The rate is scheduled to rise by 0.8 percentage points in 2028.

Neither is included in this calculator. Because they apply only to income above a threshold, the calculator’s flat local-rate field would overstate them. Employers must withhold them for employees earning over $200,000; everyone else can opt in to withholding or pay with the local return.

The kicker

When state revenue beats the official forecast by enough, Oregon returns the surplus as a credit on your state return, known as the kicker. It’s figured over two-year budget periods. It doesn’t change your paycheck, so it isn’t in these figures. On 2025 returns filed in 2026, the kicker equaled 9.863% of each filer’s 2024 Oregon tax liability.

No sales tax

Oregon doesn’t have a general sales tax, so purchases cost the sticker price. If you’re comparing an Oregon job with one in Washington, which has no income tax but has a sales tax, the cost of living calculator and sales tax calculator help round out the comparison.

Estimates only. Your employer’s payroll system, your W-4 and Form OR-W-4 determine your actual paycheck.

How we calculate: Uses the Oregon Department of Revenue’s published estimates of 2026 indexed amounts ($2,900 standard deduction, $260 exemption credit).

Sources

Frequently asked questions

How does Oregon's federal tax subtraction work?

Oregon lets residents subtract part of the federal income tax they pay. For 2026 the subtraction is worth up to $8,750, and it shrinks as income rises above set limits. It lowers Oregon taxable income, so it saves you up to 9.9 cents per dollar subtracted, depending on your bracket.

Do I pay the statewide transit tax if I live in Oregon but work in another state?

Yes. The 0.1% statewide transit tax applies to Oregon residents' wages wherever the work is done, and to nonresidents' wages for work performed in Oregon. It's withheld even from employees whose pay is too low to have Oregon income tax withheld.

Will there be a kicker on my 2026 Oregon return?

No. The kicker can only be claimed on returns for odd-numbered years, so the next possible kicker is on 2027 returns, and only if revenue for the 2025–2027 budget period beats the forecast by more than 2%.

Does my employer have to withhold the Portland-area income taxes?

Only in some cases. Employers must withhold the Metro and Multnomah County taxes for employees who earn more than $200,000 a year, and for any employee who opts in. Otherwise you pay them yourself with a local return and, starting in 2026, estimated payments once the tax you expect to owe passes a $5,000 threshold.

Can tips count toward Oregon's minimum wage?

No. Oregon doesn't allow a tip credit, so tipped workers must receive the full minimum wage for their region, and tips belong to the worker on top of that. Employers can require tip pooling, but management can't share in the pool.

Facts verified November 6, 2026. Estimates only; your employer's payroll system and your W-4 determine your actual withholding.