Minnesota paycheck taxes at a glance
| Income tax on wages | Progressive, 5.35% – 9.85% |
|---|---|
| MN Paid Leave (0.44%) | 0.44% of wages up to $185,000 |
| Minimum wage (2026) | $11.41 an hour (all employers; $9.31 training wage for workers under 20; no tip credit. Minneapolis and St. Paul set higher local rates) |
2026 Minnesota income tax brackets (single filers)
| Taxable income | Rate |
|---|---|
| $0 – $33,309 | 5.35% |
| $33,310 – $109,429 | 6.8% |
| $109,430 – $203,149 | 7.85% |
| $203,150 and up | 9.85% |
Example: a $92,300 salary in Minnesota
The median household income in Minnesota is about $92,297 (2025 data). Here's what one earner with that salary, paid every two weeks, filing single with no pre-tax deductions, would see on each paycheck in 2026:
| Gross pay | $3,550.00 |
|---|---|
| Federal income tax | −$441.38 |
| Social Security | −$220.10 |
| Medicare | −$51.48 |
| Minnesota income tax | −$182.81 |
| MN Paid Leave (0.44%) | −$15.62 |
| Take-home pay | $2,638.61 |
That's $68,604 a year in take-home pay, or 25.7% of gross pay going to taxes.
Take-home pay by salary in Minnesota
Single filer, paid biweekly, standard W-4, no pre-tax deductions:
| Salary | Per paycheck | Per year | State taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $1,262.41 | $32,823 | $1,497 | 17.9% |
| $60,000 | $1,829.59 | $47,569 | $2,821 | 20.7% |
| $80,000 | $2,340.05 | $60,841 | $4,269 | 23.9% |
| $100,000 | $2,825.52 | $73,463 | $5,717 | 26.5% |
| $150,000 | $4,007.27 | $104,189 | $9,602 | 30.5% |
| $200,000 | $5,201.77 | $135,246 | $13,681 | 32.4% |
What changed for 2026
- Minnesota Paid Leave began on January 1, 2026. The premium is 0.88% of wages up to $185,000, and employers can deduct up to half, 0.44%, from your pay. Benefits are available from the same date.
- The minimum wage rose from $11.13 to $11.41 an hour for all employers. It rises to $11.87 on January 1, 2027.
- Brackets and deductions were adjusted for inflation. The standard deduction rose from $14,950 to $15,300 for single filers and from $29,900 to $30,600 for joint filers, and the dependent exemption from $5,200 to $5,300.
Minnesota pay rules worth knowing
- Employers must pay wages at least once every 31 days, on regular paydays they set in advance.
- If you're fired, your final pay is due within 24 hours of your demand for it. If you quit, it's due by the first regular payday after your last day, and never more than 20 calendar days later.
Minnesota Paid Leave
Minnesota Paid Leave is the state’s new paid family and medical leave program, and 2026 is its first year. Benefits became available on January 1, 2026, the same day premiums began.
- The premium is 0.88% of wages for most employers.
- Your share can be up to half, 0.44%. Employers decide how much to deduct, from nothing to the full half.
- The wage cap is the Social Security wage base rounded to the nearest $1,000, which makes it $185,000 for 2026. The most an employee can pay is $814 for the year.
- Small employers, with 30 or fewer employees and average wages at or below 150% of the statewide average, pay a reduced total rate of 0.66%. They can still deduct up to 0.44% from employees, so a small employer may deduct the same amount as a large one.
The calculator assumes the full 0.44% deduction. Your stub will show what your employer actually takes.
Four brackets with a steep top
Minnesota’s income tax brackets and standard deduction rise with inflation each year, so a raise that only keeps pace with prices doesn’t push you into a higher bracket. Counting the $15,300 standard deduction, a single filer starts paying the 6.8% rate at about $48,600 of wages. The standard deduction also shrinks for high earners once adjusted gross income passes $244,400, and the dependent exemption phases out at higher incomes too. The calculator applies both.
Minnesota has its own withholding certificate, Form W-4MN. If you don’t turn one in, your employer withholds as if you were single with zero allowances. Minnesota hasn’t adopted the federal 2025 tax law’s withholding changes, so updating your federal W-4 doesn’t change your Minnesota withholding.
Working across the border
Minnesota has income tax reciprocity with Michigan and North Dakota. If you live in one of those states and work in Minnesota, give your employer Form MWR every year and it will stop withholding Minnesota tax. Residents of other states, including Wisconsin, aren’t covered, so Minnesota tax is withheld on the wages they earn in Minnesota.
The income tax calculator estimates your full-year federal tax, and the salary calculator converts an hourly wage to annual pay.
Estimates only. Your employer’s payroll system, your W-4 and your Form W-4MN determine your actual paycheck.
Sources
- Minnesota Department of Labor and Industry: Minimum wage
- Minnesota Department of Labor and Industry: 2026 minimum wage rates
- City of Saint Paul: Minimum wage rates
- Minnesota Statutes 181.101: Pay frequency
- Minnesota Statutes 181.13: Final pay on discharge
- Minnesota Statutes 181.14: Final pay on resignation
- Minnesota Department of Revenue: 2026 withholding instructions
- Minnesota Department of Revenue: 2025 brackets and standard deduction
- Minnesota Department of Revenue: Reciprocity
- Minnesota DEED: Paid Leave small employer premium rate
- Census Bureau: Household Income in States and Metropolitan Areas, 2025
- revenue.state.mn.us
- revenue.state.mn.us
- IRS Publication 15-T (federal withholding)
Frequently asked questions
How much is the Minnesota Paid Leave deduction?
Up to 0.44% of your wages, which is half of the 0.88% premium. The premium applies to wages up to $185,000, so the most an employee can be charged in 2026 is $814. Employers can choose to deduct less or pay the whole premium.
I live in Wisconsin and work in Minnesota. Which state taxes my wages?
Minnesota. Minnesota's income tax reciprocity agreements are with Michigan and North Dakota only. Residents of those two states can file Form MWR with their Minnesota employer each year to have their home state's tax withheld instead.
What happens if I don't give my employer a Form W-4MN?
Your employer withholds Minnesota tax as if you were single with zero allowances. Minnesota uses its own form, separate from the federal W-4, so it's worth filling out if you're married or have dependents.
What is the minimum wage in Minneapolis and St. Paul?
Minneapolis's minimum wage is $16.37 an hour for all employers from January 1, 2026. St. Paul's is also $16.37 for large employers; small employers reached $16.37 on July 1, 2026, and micro employers pay $14.25.
Can my employer pay me less than minimum wage because I get tips?
No. Minnesota doesn't allow a tip credit, so tipped employees must receive the full minimum wage before tips.
Facts verified November 6, 2026. Estimates only; your employer's payroll system and your W-4 determine your actual withholding.