Mortgage & Real Estate Calculators
Payments, affordability, refinancing, home equity and closing costs. Run the numbers on the biggest purchase of your life.
- 01 Mortgage Calculator Monthly payment with taxes, insurance, PMI, HOA and extra payments.
- 02 Home Affordability Calculator The most house your income supports, with the payment and the ratio that limits you.
- 03 Amortization Calculator Month-by-month loan schedule with payoff date and savings from extra payments.
- 04 Refinance Calculator Monthly savings, break-even month and lifetime cost of refinancing your mortgage.
- 05 Rent vs. Buy Calculator Is it cheaper to rent or buy? Net cost of each over time and the break-even year.
- 06 Closing Cost Calculator Itemized buyer closing costs and cash to close for conventional, FHA and VA loans.
- 07 Debt-to-Income Ratio Calculator Front-end and back-end DTI, checked against conventional, FHA and VA limits.
- 08 HELOC Calculator Credit limit, interest-only and repayment payments, and the payment jump after the draw.
- 09 Home Equity Loan Calculator Fixed payment, total interest and how much equity you can borrow against.
- 10 VA Loan Calculator Monthly VA mortgage payment with the funding fee, taxes and insurance. No PMI.
- 11 FHA Loan Calculator FHA mortgage payment with upfront and annual MIP, and how long MIP lasts.
- 12 Mortgage Payoff Calculator Pay off your mortgage early: new payoff date, interest saved and time saved.
- 13 Rent Affordability Calculator Maximum rent under the 30% rule, the 40× landlord rule and a 50/30/20 budget.
- 14 Down Payment Calculator Down payment, loan minimums, the PMI trade-off and how long it takes to save.