14 calculators

Mortgage & Real Estate Calculators

Payments, affordability, refinancing, home equity and closing costs. Run the numbers on the biggest purchase of your life.

  1. 01 Mortgage Calculator Monthly payment with taxes, insurance, PMI, HOA and extra payments.
  2. 02 Home Affordability Calculator The most house your income supports, with the payment and the ratio that limits you.
  3. 03 Amortization Calculator Month-by-month loan schedule with payoff date and savings from extra payments.
  4. 04 Refinance Calculator Monthly savings, break-even month and lifetime cost of refinancing your mortgage.
  5. 05 Rent vs. Buy Calculator Is it cheaper to rent or buy? Net cost of each over time and the break-even year.
  6. 06 Closing Cost Calculator Itemized buyer closing costs and cash to close for conventional, FHA and VA loans.
  7. 07 Debt-to-Income Ratio Calculator Front-end and back-end DTI, checked against conventional, FHA and VA limits.
  8. 08 HELOC Calculator Credit limit, interest-only and repayment payments, and the payment jump after the draw.
  9. 09 Home Equity Loan Calculator Fixed payment, total interest and how much equity you can borrow against.
  10. 10 VA Loan Calculator Monthly VA mortgage payment with the funding fee, taxes and insurance. No PMI.
  11. 11 FHA Loan Calculator FHA mortgage payment with upfront and annual MIP, and how long MIP lasts.
  12. 12 Mortgage Payoff Calculator Pay off your mortgage early: new payoff date, interest saved and time saved.
  13. 13 Rent Affordability Calculator Maximum rent under the 30% rule, the 40× landlord rule and a 50/30/20 budget.
  14. 14 Down Payment Calculator Down payment, loan minimums, the PMI trade-off and how long it takes to save.

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