Florida paycheck taxes at a glance
| Income tax on wages | None |
|---|---|
| Minimum wage (2026) | $15.00 an hour (from Sept. 30, 2026; $14.00 from Jan. 1 to Sept. 29) |
Example: a $80,800 salary in Florida
The median household income in Florida is about $80,846 (2025 data). Here's what one earner with that salary, paid every two weeks, filing single with no pre-tax deductions, would see on each paycheck in 2026:
| Gross pay | $3,107.69 |
|---|---|
| Federal income tax | −$344.08 |
| Social Security | −$192.68 |
| Medicare | −$45.06 |
| Take-home pay | $2,525.88 |
That's $65,673 a year in take-home pay, or 18.7% of gross pay going to taxes.
Take-home pay by salary in Florida
Single filer, paid biweekly, standard W-4, no pre-tax deductions:
| Salary | Per paycheck | Per year | State payroll | Total tax rate |
|---|---|---|---|---|
| $40,000 | $1,320.00 | $34,320 | $0 | 14.2% |
| $60,000 | $1,938.08 | $50,390 | $0 | 16% |
| $80,000 | $2,504.23 | $65,110 | $0 | 18.6% |
| $100,000 | $3,045.38 | $79,180 | $0 | 20.8% |
| $150,000 | $4,376.58 | $113,791 | $0 | 24.1% |
| $200,000 | $5,727.96 | $148,927 | $0 | 25.5% |
What changed for 2026
- The minimum wage rose from $14.00 to $15.00 an hour on September 30, 2026, the last of the $1-a-year increases written into the state constitution. From then on it's adjusted for inflation, with the first adjustment taking effect January 1, 2028.
Florida pay rules worth knowing
- Florida has no state law setting how often employers must pay, so your pay schedule is whatever your employer sets.
- Florida also has no final-paycheck deadline, and federal law doesn't require employers to pay departing employees immediately. Ask when your last check will be issued.
What’s withheld from a Florida paycheck
Every Florida paycheck has the same three tax deductions, and all of them are federal: income tax, Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45%, plus 0.9% on wages over $200,000). There’s no state income tax, no state disability or paid-leave contribution, and no county or city income tax. That’s why the state column in the take-home table is $0 at every salary.
The state’s only payroll tax is reemployment tax, Florida’s name for unemployment insurance. Your employer pays it on the first $7,000 of your wages each year, and it can’t be taken out of your pay. If you see a “SUI” or “RT” line on a pay stub, it should be in the employer-paid section, not in your deductions.
Minimum wage paychecks in 2026
Florida’s minimum wage is set by the state constitution, not by the legislature. A voter-approved amendment raised it by $1 every September 30 until it reached $15.00, which happened on September 30, 2026. For someone working 40 hours a week, $15.00 an hour is $31,200 a year before taxes, $2,080 more than at $14.00. Run the new rate through the calculator above with Hourly pay selected to see the take-home difference per paycheck.
The 2026 calendar year has two rates. Pay for hours worked through September 29 is at $14.00, and hours from September 30 onward are at $15.00. A pay period that spans the change can mix both rates. After 2026, the rate is adjusted for inflation each year, and the first new rate takes effect January 1, 2028, not on September 30.
How Florida collects without an income tax
Sales tax. The state rate is 6%, and counties can add a discretionary sales surtax. That surtax applies only to the first $5,000 of a single taxable sale, which matters for big purchases such as a car or boat: above $5,000 you pay only the 6% state rate on the rest. The sales tax calculator works out the tax on a given purchase.
Property tax. Rates are set locally. Owner-occupants can claim the homestead exemption and the Save Our Homes assessment limit (see the FAQ below). Both are tied to the home being your permanent residence, so a second home or rental property doesn’t get them.
Moving to Florida from a state with income tax
- Tell payroll your new address. State withholding for your old state should stop once your employer records your Florida residence and work location.
- Expect one more return in your old state. Wages you earned there before the move are usually reported on a part-year resident return for that year.
- Remote workers: if your employer is in another state and keeps withholding that state’s tax, ask payroll which rule it’s applying.
Without a state income tax, a traditional 401(k) saves only federal tax, so the choice between traditional and Roth contributions comes down to your federal bracket now versus in retirement. The 401(k) calculator and income tax calculator help you compare.
Estimates only. Your employer’s payroll system and your W-4 determine your actual paycheck.
Sources
- Florida Constitution: Article VII, Section 5 and Article X, Section 24
- U.S. Department of Labor: State Payday Requirements
- U.S. Department of Labor: Last Paycheck
- Florida Department of Revenue: Reemployment Tax
- Florida Department of Revenue: Sales and Use Tax
- Florida Department of Revenue: Discretionary Sales Surtax (Form DR-15DSS)
- Florida Department of Revenue: Property Tax Exemptions
- IRS Publication 15 (2026): Social Security and Medicare withholding
- Census Bureau: Household Income in States and Metropolitan Areas, 2025
- taxfoundation.org
- IRS Publication 15-T (federal withholding)
Frequently asked questions
Does Florida have a state income tax?
Not on individuals. Article VII, Section 5 of the Florida Constitution prohibits a state tax on the income of residents beyond the amount that could be credited against a federal tax. So Florida employers withhold no state income tax and you don't file a Florida individual income tax return.
Is reemployment tax taken out of my Florida paycheck?
No. Florida's reemployment (unemployment) tax is paid only by employers, on the first $7,000 of each employee's wages a year. The Florida Department of Revenue says employers must not make payroll deductions for it.
What is the homestead exemption?
If you own and live in your Florida home as your permanent residence, the homestead exemption can reduce its taxable value by up to $50,000. It also qualifies the home for the Save Our Homes assessment limitation, which limits how fast its assessed value can rise. You apply through your county property appraiser.
Will my pay go up if I earn just above the old minimum wage?
Not by law. The September 30 increase only requires employers to raise pay that would otherwise fall below $15.00. Workers already earning $15 or more aren't owed a raise, although some employers adjust pay scales anyway.
Facts verified November 6, 2026. Estimates only; your employer's payroll system and your W-4 determine your actual withholding.